Notification Canada
Mortgage Central
This is a free educational resource — no sales pitch, no lead forms, just clear, sourced explanations of how mortgage payments, land transfer taxes, and related costs work across every Canadian province, in English and French. The goal is simple: help you understand the numbers before you sign anything.
You'll notice a small number of clearly labelled ads on this site. They're what keep the calculators free and the content up to date — we keep them limited so they don't get in the way.
Mortgage Affordability Calculator
See the maximum home price you can afford — using the same GDS/TDS debt-service limits and the mortgage stress test that lenders apply.
Mortgage Affordability CalculatorMortgage Payment Calculator
Choose your province to get started:
Land Transfer Tax Calculator
Choose your province to get started: